Date: October 23rd , 2025

Time: 1pm ET | 12pm CT | 11am MT | 10am PT

Duration: 90 Minutes

Description:

As the new OBBB brings significant changes to tax laws and retirement planning, it’s more important than ever to understand the evolving landscape of Roth conversions. Roth conversions offer valuable tax diversification in retirement. While Roth IRAs have traditionally been promoted for younger workers, many individuals over age 50 are discovering that converting to a Roth can be a smart move—particularly in today’s shifting tax landscape.

If you expect taxes to rise in the future, a Roth conversion could potentially save you hundreds of thousands of dollars over your retirement. Strategic conversions can also help reduce or eliminate Medicare IRMAA surcharges, saving thousands in healthcare costs annually. Additionally, Roth conversions can be useful if you’re:

• Planning your estate and want to leave more to your heirs
• Managing irregular retirement income streams
• Carrying forward net operating losses from non-passive income

This webinar will break down how recent legislation may affect Roth IRA strategies and highlight practical steps you can take to make informed, tax-efficient decisions for your retirement future.

Topics Covered:

• The SALT deduction and the SLAT phaseout.
• Understanding the 45.5% marginal rate when a Roth conversion causes SALT phaseout.
• Avoiding the 45.5 % SALT trap.
• Avoiding the 53.7 % QBI phaseout rate.
• Understanding the benefit of the new senior deduction and how the senior deduction impacts Roth conversions.
• Understanding how the SALT deduction, senior deduction, and changes to the charitable deduction will create a series of traps for the unwary that must be taken into account when analyzing Roth conversions.
• Key tax changes under the new administration and their implications for Roth conversions.
• The benefits of converting to a Roth IRA in today’s economic and legislative environment.
• Strategies to minimize taxes and maximize benefits during the conversion process, including oil and gas and charitable giving.
• How to determine if a Roth conversion is right for your financial situation.
• Why Roth conversions are better when a client has a taxable estate.
• Post-mortem Roth distributions
• Roth conversions for special needs beneficiaries
• And much, much more!

Learning Objectives :

• Determine the potential benefits of Roth conversions, including tax diversification, Medicare surcharge premium reduction, and estate maximization
• Identify circumstances where Roth conversions may be advantageous, such as expecting future tax increases, managing irregular income, or having non-passive income losses
• Recognize the importance of understanding the rules and strategies associated with Roth conversions, including Mega Roth and Mega Backdoor Roth, and identify who should not consider converting to a Roth

Credits and Other information:

• Recommended CPE credit – 1.5
• Recommended field of study – Taxes
• Session Prerequisites and preparation: None
• Session learning level: Basic
• Location: Virtual/Online
• Delivery method: Group Internet Based
• Attendance Requirement:  Yes
• Session Duration: 90 Minutes

Who Will Benefit:

• CPA
• Enrolled Agents (EAs)
• Tax Professionals
• Attorneys
• Other Tax Preparers
• Finance professionals
• Financial planners

Burton Financials is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

About Our Speaker

Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished), CGMA is a partner with Keebler & Associates, LLP and the current chairman of the AICPA Advanced Estate Planning Conference. In 2007 he was inducted into the Estate Planning Hall of Fame of National Association of Estate Planners & Councils. He has also been named by CPA Magazine as one of the Top 100 Most Influential Practitioners in the United States and one of the Top 40 Tax Advisors to Know During a Recession. His practice includes family wealth transfer and preservation planning, charitable giving, retirement distribution planning, and estate administration.